Organize Your Finances with AI: Download This Free Financial Assistant Workflow for n8n

If you’re tired of manually tracking expenses, hunting for receipts, and struggling to keep your finances organized, this solution will completely transform how you manage your money.

I present to you a Smart Financial Assistant, built with n8n, Artificial Intelligence, and Google Sheets. This workflow can automatically log your expenses and income just by sending messages via Telegram — whether it's text, voice, images, or PDFs.

And the best part? It’s completely free to download.

What Is This Financial Assistant?

This is a fully automated workflow designed in n8n that connects to Telegram and uses AI to interpret:

• Text messages (e.g., “Paid $200 rent today via PayPal”)
• Voice messages
• Photos of receipts or invoices
• PDFs of bills or statements

It then extracts the financial data and logs it into a Google Sheets spreadsheet, keeping a clean and detailed financial record.

Key Features

✅ Smart AI Interpretation

The assistant reads text, transcribes audio, extracts data from PDFs, and even understands images of receipts.

✅ Automatic Categorization

It intelligently classifies your transaction as either Income (e.g., Salary, Reimbursement) or Expense, and assigns it to categories like:

• Housing (Rent, Utilities, Internet)
• Food (Groceries, Restaurants, Delivery)
• Transportation, Health, Education, Entertainment, etc.

✅ Real-Time Logging

Each transaction is instantly added to your Google Sheet with the date, type, value, payment method, and category.

✅ Monthly Financial Reports

By typing !resumo in Telegram, the assistant generates a full monthly report, giving you a clear overview of your spending and smart financial tips based on your habits.

✅ Data Management

You can delete or update transactions directly from Telegram with simple commands.

How Does It Work?

Example: You send a voice message saying:
"I spent $50 on groceries today with my credit card."

The bot automatically:

• Transcribes the voice message
• Detects all key information (amount, category, date, payment method)
• Logs the transaction into your Google Sheet
• Replies to you with a confirmation, neatly summarizing the details

Why This Is a Game-Changer

This workflow eliminates manual data entry, prevents errors, and gives you:

• Real-time control over your finances
• The convenience of managing it all via Telegram
• Full privacy, since everything runs on your own server or local machine
• Automated monthly summaries to track your progress

Even better — you can customize this workflow and offer it as a paid service to clients or businesses, easily charging $100 to $300 or more per setup, depending on the level of customization.

Download the Workflow for Free

This workflow is available for free download. You’ll receive a JSON file ready to import into your n8n instance.

Download Link: https://drive.google.com/file/d/1VW2uvzDyfTcJ9_NICqupf11Zeyo0MAVf/view?usp=sharing

Download Spreadsheet here: https://docs.google.com/spreadsheets/d/1J54dvCDuXMcv7IwEo-sq_nYF7NVzoNR2uFSROLKAOkU/edit?usp=sharing

What Do You Need to Run This Workflow?

• An n8n instance (local, self-hosted, or cloud)
• A Google Cloud account with access to the Google Sheets API
• A Telegram bot (easy to set up in 5 minutes)
• An OpenAI API Key (for GPT-4 or GPT-4o models, depending on your setup)

Full Tutorial Available

For beginners, I’ve created a full step-by-step video tutorial covering:

• How to connect the Telegram bot
• How to start automating your financial life today

Watch the tutorial here: https://youtu.be/Z0ZGIqvJfIs

Conclusion

This is more than just an automation — it’s a full AI-powered financial assistant, ready to help you organize your personal finances or even generate a new income stream by offering it as a service.

If you're looking for greater productivity, better financial control, and a real-world application of no-code and AI, this workflow is exactly what you need.

Support my work and get exclusive content, ready-to-use workflows, private mentorship, and more: 👉 patreon.com/nocodefacil

If this helped you, share it with someone who needs a smarter way to manage their finances!